

Types of Claims
LCA is here to investigate possible personal insurance claims based on your current cover. We utilise our in-depth knowledge of insurance policies, coverage terms, and claim procedures to guide a claimant through the process effectively.

Death
A lump sum benefit paid to your beneficiary or policy owner in the event of death or terminal illness.

Child Trauma
If a child is diagnosed with a serious illness or condition this coverage assists parents manage medical costs and other needs during a challenging time.

Trauma
A lump sum payment if diagnosed with a critical illness, such as cancer or heart disease. It helps cover medical expenses and other financial burdens during recovery.

Total & Permanent Disablement
If permanently unable to work due to injury or illness a TPD lump sum payment offers financial support. Assisting with living expenses, medical costs, or necessary lifestyle adjustments, ensuring long-term stability.